Fintech Law and Compliance 101Stock Options 101Stock options are how most people get compensated for the outsized risk of working in a fintech start-up.10 min read·2 days ago----
Fintech Law and Compliance 101If it walks, talks, and quacks like a loan, is it a loan?On April 17, 2024, the CFPB filed an order again BloomTech, Inc. (known more commonly as the Lambda School) banning the school from the…7 min read·May 2, 2024----
Fintech Law and Compliance 101Superlatives are for high school yearbooks.(And other examples of how words matter in fintech)6 min read·Apr 11, 2024----
Fintech Law and Compliance 101Why a “hard pull” is hardly necessary. And other problems with the credit reporting system.Hard vs. Soft Inquiry6 min read·Mar 21, 2024----
Fintech Law and Compliance 101The 80/20 of how to work with multiple bank sponsors.The 80/20 principle says that 20% of your efforts targeted in the right direction manifest into 80% of your results.8 min read·Feb 29, 2024--1--1
Fintech Law and Compliance 101Collecting a social security number (SSN) from customersProduct: Do I need to collect the full 9 digits of SSN from the customer or can I just collect the last 4 digits?5 min read·Feb 16, 2024----
Fintech Law and Compliance 101In a bank-fintech partnership, who is in charge?If you’re looking to launch a fintech product, you generally have two options:9 min read·Feb 1, 2024----
Fintech Law and Compliance 101KYB 101If you’re a fintech that operates a B2B business (i.e., your customer is a business and not an individual), then you likely need to operate…5 min read·Jan 16, 2024----
Fintech Law and Compliance 101AML/BSA 101If you’re a fintech operator, you have likely faced this question on a due diligence spreadsheet: “Please describe your AML program?”4 min read·Jan 1, 2024----